About Visa Consulting & Analytics

Visa Consulting & Analytics (VCA) is the payments consulting arm of Visa.
We are a global team of several hundred payments consultants and data scientists across six continents.
Our consultants are experts in strategy, product, portfolio management, risk, digital and more with decades of experience in the payments industry.
Our data scientists are experts in statistics, advanced analytics and machine learning with exclusive access to insights from VisaNet, one of the largest payment networks in the world.
The combination of our deep payments consulting expertise and our breadth of data allows us to identify actionable insights and recommendations that drive better business decisions.
What we do
We offer consulting services for issuers, acquirers, merchants, fintechs and others across six practice areas that span the entire customer journey.

Strategy
We help clients formulate payment strategies to drive growth and profitability, compete in the digital economy and address key topics such as open banking, real-time payments and emerging third-party platforms

Product
We deliver product value propositions for clients including new product development, refreshes and upgrades

Portfolio Management
We help clients identify the right customers and best portfolio actions that drive acquisition, engagement and retention

Risk
We help clients better manage risk and fraud while optimizing the customer experience

Digital
We support clients to develop and execute digital strategies addressing issues such as top of wallet, card on file, activation and ongoing engagement

Execution
We embed our consultants inside our clients' organizations to support the implementation of recommendations
Thought Leadership

Accelerating the shift to ecommerce
How Visa Consulting & Analytics can help issuers respond to the COVID-19 pandemic.

Rethinking and redesigning merchant loyalty program redemption options.

Risk, customer experience, and the COVID-19 pandemic.

How fraud is shifting and how to respond
Fraud management and the COVID-19 pandemic.

Assigning and Managing Credit Lines
Risk and the COVID-19 pandemic.

Digital targeting and acquisitions in the new normal
One of the lasting legacies of the COVID-19 pandemic is sure to be the adoption of digital.

How sustainable banking propositions can make a difference
Sustaining the planet for future generations.

Is creating a digital challenger bank the best way to compete in today’s digital environment?

Rethinking Acquisitions and Approvals
Risk and the COVID-19 pandemic.

Recalibrating the credit lifecycle
Risk and the COVID-19 pandemic.